
Pine Ridge — 5 Acres, Buildable, Northern Michigan
Starting at
$643.56/mo
- $5,000 down
- 7-year term
- 9.00% APR fixed
- 0% platform commission
Live signals
Watching
1
buyer has starred
Matching searches
1
alert would fire today
Effective APY
9.00%
Fixed for the full term
Days to deed
2,555
7 years on the dot
Monthly payment
$643.56
Equity at payoff
$45,000
In 84 months · 7 years
Cost of financing
$14,059
Total: $59,059
Equity growth
Your stake over the contract lifetime
+$40,000
from down to deed
Advanced · adjust term & rate▾
Next: 3-field form, then review your contract and sign.
Backwards calculator
Target a monthly payment, see the down payment required at the seller's terms (9% APR · 84 months).
Down required
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What if there's a balloon?
Some owner-finance deals require the unpaid balance in a lump sum after a few years. See what the balloon would look like at common terms.
Educational only · does not modify the seller's contract.
The parcel
Five quiet acres in Antrim County, twenty minutes from Lake Charlevoix. Mature mixed timber, a cleared south-facing building site, power at the road, year-round county-road frontage. The kind of parcel a bank won't touch — and the kind that's been waiting for someone with a clear plan and the patience to build.
Features
- Mature mixed timber (oak, maple, white pine)
- Cleared, south-facing building site
- Power at the road
- Year-round county-road frontage
- 20 minutes from Lake Charlevoix
- Mineral rights included
- No HOA, no deed restrictions
- Buildable; septic-perc test report on file
Legal description
The North 1/2 of the Northeast 1/4 of Section 12, Township 30 North, Range 7 West, Antrim County, Michigan, containing 5.00 acres more or less.
Parcel ID: 05-12-345-678-00
- Drafted under MCL §§ 600.5701–600.5760; § 565.351 et seq.; § 600.3101 et seq.
- Memorandum recorded with the county
- Possession at signing
- No prepayment penalty
